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Cartersville Chapter 7 Bankruptcy Attorney

Chapter 7 Bankruptcy is sometimes called a liquidation bankruptcy. This was created by Federal Law to allow individuals an opportunity at a fresh financial start. Even Congress knows that sometimes good people go through bad times. Chapter 7 is the preferred method of debt relief in Georgia for hundreds of thousands of filers each year.

A Chapter 7 can be completed relatively quickly, and it will remove your obligation to pay many common forms of debt such as credit cards, medical bills, judgments, garnishments, some taxes, and deficiencies on foreclosures and repossessions. An additional benefit of filing Chapter 7 bankruptcy is known as the "automatic stay." The automatic stay kicks in when you file, and it serves to stop garnishments, harassing phone calls, and threatening letters.

If you are struggling to make your monthly payments or even gone as far as to stop paying them, you need a Cartersville Chapter 7 Bankruptcy Attorney to help get you through the process of filing a Chapter 7 bankruptcy in the Northern Georgia Bankruptcy Court.

Cartersville Bankruptcy Lawyer

The Chapter 7 process lasts for approximately three months for a typical case. During that time, you will usually need to attend only one official meeting known as the 341 Meeting of Creditors. You will also need to take two online classes: the credit counseling class before you file and the financial management after filing and attending the 341 meeting.

Once your bankruptcy has run its course, your debts will be discharged, meaning your legal liability to pay those debts will end. Keep in mind that some debts are not dischargeable, such as student loans and back child support.

Secured debts are also not dischargeable. Typically these debts are an auto loan or home loan or some other type of installment agreement. If you choose to keep these items, you must continue to pay on the debt. You do have the option to surrender the item and discontinue payments.

Flat Fees and Flexible Payment Plans for Filing Chapter 7 Bankruptcy in Cartersville

Our firm offers flat fees and flexible payment plans for filing Chapter 7 bankruptcy in Cartersville. Each situation is different so each client gets their own personal payment plan. Keep in mind that all attorney and filing fees must be paid in full before filing.

There are some important restrictions in filing for Chapter 7. The North Georgia Bankruptcy Court has in place a variety of rules that only a knowledgeable and experienced attorney can navigate. Call us today at (770)382-8900 and set up a free appointment in our Cartersville, GA office to see if you qualify.

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Mari Legal Group, LLC, Cartersville Criminal Defense Attorney
Located at: 605 N. Tennessee Street, Cartersville, Georgia 30120
Phone: (770)382-8900

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