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Can I keep my house when filing bankruptcy in Cartersville?

Cartersville Bankruptcy Attorney Answers

The bankruptcy code allows for exemptions to keep your property, including your home. Individuals are allowed $21,500 in home equity and married couples $43,000 (as long as the couple is filing bankruptcy jointly). With the current real estate market, most people filing bankruptcy are underwater in their homes and do not have to worry about equity being an issue. A Cartersville bankruptcy attorney can find out for you the current market value of your home and determine if the amount of equity is going to be an issue.

Another issue to consider is are you behind on your mortgage payment? If you are behind on your mortgage payment, you will likely need to file a Chapter 13 bankruptcy. A Chapter 13 payment plan will allow you to take whatever arrearage you have on your mortgage and finance it into the plan. This will often let homeowners who are facing foreclosure keep their homes. Be sure to keep in mind that even though the amount you are behind will be paid out in the plan, you will still immediately have to start making your monthly mortgage payments.

Contact a Cartersville Bankruptcy Lawyer

Antonio B. Mari, Bankruptcy Attorney
258 S. Tennessee Street
Cartersville, Georgia 30120
amari@marilaw.com
(770)334-8574
www.marilaw.com

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Mari Legal Group, LLC, Cartersville Criminal Defense Attorney
Located at: 605 N. Tennessee Street, Cartersville, Georgia 30120
Phone: (770)334-8574
www.MariLaw.com
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